REVIEWS8 min read

BEST BILL SPLITTERS 2026 🏆

February 22, 2026

Splitting bills shouldn't require a math degree or an awkward group chat. In 2026, there are more bill splitting apps than ever — but which one actually works when you're standing at the restaurant table with six friends and a receipt that looks like a CVS scroll? We tested the top contenders so you don't have to.

What We Looked For

Our evaluation criteria:

  • Ease of use — can your least tech-savvy friend figure it out in 30 seconds?
  • Receipt scanning — does it actually read the receipt, or does it hallucinate items?
  • Real-time sync — can everyone see the bill live, or is it a solo spreadsheet?
  • No account required — because nobody wants to create an account to split nachos
  • Free tier — splitting a bill shouldn't cost money. The irony would be too much.

The Contenders

1. Bro Split — The Real-Time Squad Splitter

Bro Split takes a different approach: one person scans the receipt, everyone else joins via QR code or a 4-letter code, and the whole squad claims their items in real time. No accounts, no downloads, no app store. It runs right in the browser. The AI receipt scanner handles most bills accurately, and the portion-splitting feature lets you divide items like a pitcher of beer by how many glasses each person had.

THE BRO TAKE

Best for: Friend groups at restaurants who want to split on the spot. Zero setup required.

2. Splitwise — The Expense Tracker

Splitwise is the OG of bill splitting. It excels at tracking ongoing expenses between groups — roommates, trips, regular dining buddies. You add expenses manually, and it keeps a running tab of who owes whom. The free tier has ads, and the pro version runs about $5/month. It requires accounts for everyone, which can be a friction point for one-off dinners.

THE BRO TAKE

Best for: Roommates and long-term groups who need ongoing expense tracking.

3. Tab — The Simple Splitter

Tab is a straightforward bill splitting app that lets you photograph a receipt and assign items to people. It's clean and minimal. However, it requires everyone to have the app installed, and the receipt scanning can struggle with non-English receipts or messy handwriting. No real-time sync — one person manages the split.

THE BRO TAKE

Best for: Small groups (2-3 people) who don't mind installing an app.

4. Venmo / PayPal — The Payment Apps

Venmo and PayPal aren't bill splitters — they're payment apps. You still need to calculate who owes what manually, then request money. They're great for the payment step but don't help with the actual splitting. Plus, they require accounts and are region-locked (Venmo is US-only).

THE BRO TAKE

Best for: Sending money after you've already figured out the split yourself.

Quick Comparison

FeatureBro SplitSplitwiseTabVenmo
Receipt ScanningAI-poweredManual entryBasic OCRNone
Real-time SyncYes, liveNoNoNo
Account RequiredNoYesYesYes
App DownloadNo (browser)YesYesYes
QR Code JoinYesNoNoNo
Portion SplittingYesNoBasicNo
PriceFreeFree + Pro $5/moFreeFree
Works GloballyYesYesLimitedUS only

The Verdict

If you need to split a bill right now at a restaurant with friends, Bro Split wins. No installs, no accounts, real-time sync. If you need long-term expense tracking with roommates, Splitwise is your move. If you just need to send money and you're in the US, Venmo works. But for the "we're at the table and need to split this NOW" moment? That's Bro Split territory.